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Storm damage - landlord wants us to pay

We recently had our porch door completely blow off its hinges, during really high winds when Storm Ciara came through last weekend. The door didn't completely blow off - one hinge remained intact, but the force of the door coming off also damaged the surrounding frame.

We reported this immediately, and after waiting for our landlord to get back to us about repairs, he has said that his insurance won't cover the bill but "as a landlord, it is not for me to bear the full financial cost".

Though he's not explicitly asked for us to pay the full bill, he seems to see us as partially liable for this 'freak' occurrence. His only basis for this being that the door was not fully locked (we don't normally lock this door unless we're all out), suggesting that not locking the door was somehow negligent on our part. It was fully closed, however, at the time. In addition, it can't be opened by key or otherwise, from inside when the lock is activated, making locking it a fire hazard (this we have also reported but never fixed).

What do people think? Is it part of a tenant's responsibility of care to think "it's windy today, i'd best lock all the doors in case any of them blow off"? I don't think we as tenants are liable for this and i'm very reluctant to pay a penny. I'm also questioning why his insurance won't cover it.
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Comments

  • NewShadow
    NewShadow Posts: 6,858 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic
    What does your contract say?
    That sounds like a classic case of premature extrapolation.

    House Bought July 2020 - 19 years 0 months remaining on term
    Next Step: Bathroom renovation booked for January 2021
    Goal: Keep the bigger picture in mind...
  • I don't have it to hand, but I wouldn't have thought there would be a precedent for expecting tenants to cover a door, which would be considered a 'fixture' when damaged in this way?

    I will check it asap though.
  • tom9980
    tom9980 Posts: 1,990 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've helped Parliament
    Sounds like the landlord should pay. I would refuse make sure to retain evidence including pictures should the landlord try to take some deposit in the future.
    When using the housing forum please use the sticky threads for valuable information.
  • davidmcn
    davidmcn Posts: 23,596 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Whether it's insured or not is the landlord's problem, nothing to do with whether it is a landlord or tenant liability. Have you been told how much the damage is? I suspect it will be insured, but after the excess and whatever effect a claim has on premiums, probably not worth the landlord's while claiming for.
  • Thanks so much for the comments everyone. I knew we were right to dispute this but it's reassuring having the back up  :)
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